Used Or New Car Shopping? Think About Car Insurance Costs

If you're looking for a new or used car, you want to keep in mind car insurance costs. Certain vehicles cost more to insure than others, and if you're not prepared for that you could be in for a surprise. It's always a good idea to check car insurance rates before you buy. Here are some things to consider.

The type of car you drive is just one of the factors in how much you pay for car insurance. But it can be a big one. Other factors that affect the costs of insurance include your age, your driving record, the city you live in, coverages, deductibles and discounts.

Insurance companies rate vehicles as a lower or higher risk to insure based on claim histories. For example, it may cost more to repair certain foreign vehicles than others. Or, some cars are stolen more often than others. This can vary from city to city. What you want to do is get some quick insurance quotes on the car or cars you're considering buying.

One of the best ways to do this is to go online. You can get quick comparison quotes from different companies by visiting each company Web site, or by going to a comparison site. You want to get at least three different quotes because rates can vary from company to company.

A comparison site allows you to enter your information once and get several quotes back. If you visit each company's site, just make sure to enter the same information (coverages, deductibles) to get the most accurate comparison.

If you already have an insurance agent or company, give them a call and get a quote. You can use that as well to compare car insurance costs from other companies. Since you're already a customer, they may also offer some advice on discounts and relative insurance costs for other cars.

Insurance is just one of the things you should consider when evaluating your new or used car purchase, but it could help you make a decision between different vehicles that you like.

You can get free comparison car insurance quotes, and more information about saving on car insurance at LowerYourInsurance.com. The site includes a handy sheet you can use to help compare quotes. Justin Scott is an insurance freelance writer.

Can A Body Kit Pimp Your Ride?

If you are tired of the plain appearance of your car, and you want to add a little spice, then you should consider improving it by installing a body kit for your car. Although body kits can be expensive, it will not only enhance the appearance of your car, but it will also enhance its performance. Body kits are mainly used in race cars to improve the air flow and give better aerodynamics to the car. It also gives more down force to the car which means that the faster the car goes the more down force there will be in the car, helping it stay on the road. It is like pushing the car down on the road to prevent it from skidding or from getting out of control.

As you can see, body kits are not only visual enhancers for the car, they can save you a lot of money. If you are only after that race car look, then you don't actually have to purchase a new sports car. Even your regular four-door or two-door sedan can be enhanced to have the look of a sports car.

You have to consider that tuner cars are popular today. There are many car owners out there who want to have a unique car. And, one of the first things that car owners do to improve the looks of their car is by installing body kits.

Most body kits include front bumpers, side skirts, rear bumpers, spoilers, roof scoops, and wings. There are also many that will include customized fenders, hoods, mags, windows, and even side mirrors. Doors can also be customized as well and be part of a kit. If you want a door that has a scissor type door where it opens upwards, then you can get a scissor door body kit.

Thanks to Hollywood films depicting street racing, the market for body kits has increased. If you ever watched the films like The Fast and the Furious and its sequels 2 Fast 2 Furious, and The Fast and The Furious: Tokyo Drift, you have an idea on how cool your car would look like if you install one on your car.

You can even have it customized and take it to the next level by getting it custom painted and add some vinyl for an additional racy look. Always remember that body kits will not entirely improve the performance of your car. What it will do is improve your car's appearance and increase the aerodynamics of your car. If you want a faster car, you have to get a bigger engine and other performance enhancers for it, such as cross drilled disk brakes, nitro, better transmission, a racing gear box and others.

You have to consider that Asian cars are much cheaper than its European counterpart where it is flashy and stylish. However, you don't have to get stuck in a regular looking car. By installing a body kit, you will be able to have a great looking car and a car that will look sleek and stylish that you can drive on the streets. Always remember that just because you have a good looking car means that you can drive like a racer. Safety first for those in your street racer, and for those outside enjoying your ride.